TUM Technical University of Munich: Tuition-Free English MS Guide 2026
Complete guide to Technical University of Munich (TUM), Germany's #1 tech university. Semester admin fees, English-taught Master's courses, APS verification requirements, and blocked account setup.
What You Need to Get In
| Requirement Details | Score / Cutoff Needed | Important Student Advice |
|---|---|---|
| Academic GPA / Marks | 3.0 / 4.0 CGPA (or ~65%) | Backlog summary letter required if backlogs exceed 3. |
| English Test Score | IELTS 6.5+ (Min 6.0 in bands) | TOEFL iBT 90+ or equivalent accepted. |
| GRE / GMAT Score | Waived / Optional | High GPA candidates can skip GRE. |
| LORs & Statement of Purpose | 2 LORs + 1 SOP | Must highlight research, technical projects, and work exp. |
Tuition & Living Expenses Breakdown
| Cost Component | Annual Amount | Estimated INR Outflow |
|---|---|---|
| Tuition Fees | Free | ₹0 (Zero Fee) |
| Off-Campus Rent & Utilities | €7,200 / year | ~₹6.5 Lakhs |
| Food, Transit & Health Insurance | €4,800 / year | ~₹4.3 Lakhs |
| 2-Year Grand Total Outflow | 2-Year Combined | ~₹21.7 Lakhs INR |
How Costs Compare to Similar Universities
| Comparison Metric | TUM Technical University of Munich: Tuition-Free English MS Guide 2026Current | RWTH Aachen University: Zero Tuition Fee English Engineering MS Guide | TU Berlin: Tuition-Free MS in CS Admission Requirements for Indian Students 2026 |
|---|---|---|---|
| Annual Tuition Fee | €0 (Tuition-Free Public) | €0 (Tuition-Free Public) | €0 (Tuition-Free Public) |
| Blocked Account Deposit | €11,904 / yr | €11,904 / yr | €11,904 / yr |
| Estimated 2-Year Total (INR) | ~₹21.5 Lakhs | ~₹21.5 Lakhs | ~₹21.5 Lakhs |
| Non-Collateral USD/EUR Loans | Approved | Approved | Approved |
| Post-Study Work Permit | 18 Months (EU Blue Card Eligible) | 18 Months (EU Blue Card Eligible) | 18 Months (EU Blue Card Eligible) |
German Blocked Account Cost Calculator (INR)
Calculate the exact Indian Rupee outflow needed to open and fund your German blocked account.
Provider Comparison (Setup Fees & Insurance Extras)
Crucial Blocked Account FAQs
🔄 Does the blocked account amount need to be refilled every single year or just once?
You only need to show the blocked account for the first 12 monthsof your study visa. For subsequent years, you can prove financial capability using parts of your savings, local side-jobs, parents' monthly income, or bank loans—a full refilled blocked account is rarely required unless specifically requested by your local Ausländerbehörde (Foreigner's Office) during visa extension.
🎓 Do I still need to open a blocked account if I hold a DAAD scholarship or have an education loan?
No! You are completely exemptfrom blocked accounts if you can show an official award letter for a recognized scholarship (e.g. DAAD) covering at least €992/month. If you have an Indian education loan, the bank's loan sanction letter acts as valid financial proof during the visa interview, meaning you do not have to deposit the money in Germany upfront.
🔒 Who controls the blocked funds? Can the provider withdraw them without my consent?
The funds belong entirely to you, but the account is locked in accordance with German Federal law. Neither the provider (Expatrio/Fintiba) nor the government can touch or withdraw your money. The account merely releases your monthly payout (€992) to your local German bank account. If your visa is rejected, the entire sum is legally mandated to be returned to your Indian source bank account.
On-Campus Jobs & Post-Study Work Permit Rules
| Work Type | Allowed Hours & Earnings | Regulations for Indian Students |
|---|---|---|
| On-Campus Jobs (TA / RA / Assistantships) | 20 hrs/week (Varies by location) | Earn monthly stipends to cover living costs. |
| Internships (CPT / Co-Op) | Full-time during summer | Eligible after completing 2 full academic semesters. |
| Post-Study Work Permit | 18 Months (Job Visa) | Full employment rights in specialized degree field. |
Loans & Verified Housing for TUM Technical University of Munich: Tuition-Free English MS Guide 2026
Non-collateral loans and student apartments near campus.
Non-Collateral Education Loan
Cover 100% tuition & living expenses without cosigner or property collateral (Prodigy / MPower approved).
Check Approved Loan Providers →Off-Campus Student Housing
Verified student apartments near campus with Indian roommate matching via AmberStudent & UniAcco.
Explore Housing Deals →Frequently Asked Questions
Does TUM charge tuition fees for non-EU students?
Bavaria introduced moderate fees (€2,000-€3,000/sem) for non-EU students at TUM starting 2024, but living costs remain the main expense.
Is APS certificate mandatory for TUM admission?
Yes, all Indian applicants must submit a verified APS certificate.
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